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How preparing a personal budget helps you save more

The biggest challenge many of us face about investments is finding enough surplus funds. Most of the time we are engrossed in balancing our income and expenses. Drawing up a personal budget allows you to take control of your spending and find enough money to save and invest for vacations,

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Abolished entry load – India Post stops MF distribution

In June 2009, The Securities and Exchange Board of India (SEBI) had abolished entry load for investing in mutualĀ funds. This SEBI guideline, empowering investors through transparency in payment of commission and load structure came into force on August 1, 2009. Personal Money had earlier analyzed the impact of this move on

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Systematic Investment Plans means Smart Investing

Systematic Investment Plans (SIP) in Mutual Funds are gaining popularity with investors. Unlike some investors who like to park their money as a lumpsum into a Mutual Fund Scheme, and forget about it, investors going in for SIP have an edge. In investment terms, Systematic Investment Plans (SIP) follows a methodology

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