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Browse: Home / small savings schemes

small savings schemes

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Post Office Savings Schemes appeals to masses

Post Office Savings Schemes appeals to masses

By Shweta Misra on August 17, 2009

Post office savings schemes provides security of capital and interest thereon and are best suited for conservative investors. The popularity of Post office savings schemes can be contributed to the fact that it appealed to every section of the society, rich or poor.

Posted in Fixed Income, Investment | Tagged fixed income, Investment, post office savings schemes, small savings schemes, Tax saving investments | 4 Responses

Get safe with 8 per-cent Savings Bonds

Get safe with 8 per-cent Savings Bonds

By Shweta Misra on August 13, 2009

The Government of India 8 per cent Savings Bonds, 2003 (taxable) scheme is another instrument suitable for investors seeking returns that are fixed and assured. GOI Savings Bonds may not be terrific investment option if you are looking for capital appreciation or a substantial margin over inflation.

Posted in Fixed Income, Investment | Tagged bonds, fixed income, Investment, Portfolio Diversification, small savings schemes | 1 Response

National Saving Certificates a time tested investment

National Saving Certificates a time tested investment

By Shweta Misra on August 10, 2009

National Saving Certificates (NSC) are a time-tested tax-saving instrument that combine adequate returns with high safety. This is the only scheme which gives tax benefits on the investment and the interest which is reinvested.

Posted in Fixed Income, Investment | Tagged fixed income, Investment, national savings certificates, nsc, small savings schemes, Tax saving investments | 2 Responses

All you wanted to know about Public Provident Fund

All you wanted to know about Public Provident Fund

By Manish Misra on August 8, 2009

Public Provident Fund (PPF) is a savings-cum-tax-saving instrument. It also serves as a retirement-planning tool for many of those who do not have any structured pension plan covering them.

Posted in Fixed Income, Investment, Retirement | Tagged fixed income, Investment, ppf, Retirement planning, small savings schemes, Tax saving investments | 2 Responses

Diversify your portfolio with Small Savings Schemes

Diversify your portfolio with Small Savings Schemes

By Manish Misra on August 8, 2009

Small saving schemes are the most popular investment avenues among the general public. Safety, convenience, small investment and liquidity characterize these investments.

Posted in Fixed Income, Investment | Tagged fixed income, Investment, Portfolio Diversification, risk-return tradeoff, small savings schemes, Tax saving investments | 1 Response

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