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Post Office Savings Schemes appeals to masses

Post office savings schemes provides security of capital and interest thereon and are best suited for conservative investors. The popularity of Post office savings schemes can be contributed to the fact that it appealed to every section of the society, rich or poor. The large network of India Post made these

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Get safe with 8 per-cent Savings Bonds

The Government of India 8 per cent Savings Bonds, 2003 (taxable) scheme is another instrument suitable for investors seeking returns that are fixed and assured. GOI Savings Bonds may not be terrific investment option if you are looking for capital appreciation or a substantial margin over inflation. An 8 per cent

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National Saving Certificates a time tested investment

National Saving Certificates (NSC) are a time-tested tax-saving instrument that combine adequate returns with high safety. This is the only scheme which gives tax benefits on the investment and the interest which is reinvested. NSCs have low liquidity and premature withdrawals can be done only under specific circumstances, such as the

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All you wanted to know about Public Provident Fund

Public Provident Fund (PPF) is a savings-cum-tax-saving instrument. It also serves as a retirement-planning tool for many of those who do not have any structured pension plan covering them. Individuals and Hindu Undivided Families can open the PPF account. Even in the name of a minor account can be opened.

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Diversify your portfolio with Small Savings Schemes

Small saving schemes are the most popular investment avenues among the general public. Safety, convenience, small investment and liquidity characterize these investments. The high safety levels coupled with the attractive returns make small savings schemes a 'must-have' proposition for most investors. A large section of Indian households still solely rely on Small

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