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Using a credit card good or bad?
Credit cards can be a wonderful way to shop and make payments to merchants or take cash advances, but wait, if you go overboard it can easily become a nightmare. There are some good reasons to use credit cards as well as some bad that are worth noting.
Need a loan? Improve your credit rating
Credit rating is the statistical system used by lenders to determine your creditworthiness. Before extending any loan or credit to you, lenders check things like how much money you earn, how long you’ve been using credit and whether you’ve made payments on time.
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