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	<title>Comments on: How to create a Financial Plan?</title>
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	<description>Personal Money Management Tips, Tricks and Tools</description>
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		<title>By: Smart Money RX</title>
		<link>http://www.personalmoney.in/how-to-create-a-financial-plan/1281/comment-page-1#comment-796</link>
		<dc:creator>Smart Money RX</dc:creator>
		<pubDate>Mon, 09 Nov 2009 04:01:22 +0000</pubDate>
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		<description>Thank you for sharing your ideas and tips for financial planning.  An effective financial plan looks at all the aforementioned sub-plans while considering one&#039;s lifestyle and resources.  Sometimes patience and sacrifice are an integral part of the overall plan in order for an individual sub-plan to be carried out. 
 </description>
		<content:encoded><![CDATA[<p>Thank you for sharing your ideas and tips for financial planning.  An effective financial plan looks at all the aforementioned sub-plans while considering one&#039;s lifestyle and resources.  Sometimes patience and sacrifice are an integral part of the overall plan in order for an individual sub-plan to be carried out.</p>
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		<title>By: shwetamisra</title>
		<link>http://www.personalmoney.in/how-to-create-a-financial-plan/1281/comment-page-1#comment-761</link>
		<dc:creator>shwetamisra</dc:creator>
		<pubDate>Tue, 06 Oct 2009 18:03:36 +0000</pubDate>
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		<description>Hi Ranjan,  
 
Welcome back! You are right financial plans requires review and re-adjustments as we move forward putting our plan in action. Our needs may change, we may fulfill some of our requirements, some new requirements may emerge. So, we should always review our plan at least anually, if not more frequently and change as our needs and requirements change. The complete financial planning process is explained in one of our very first post on personal money : &lt;a href=&quot;http:\/\/www.personalmoney.in\/what-does-personal-financial-planning-means\/49&quot; target=&quot;_blank&quot;&gt;What does personal financial planning mean?&lt;/a&gt;. Thanks for pointing it out, we should have mentioned this in this post as well as it is a very important point to be considered.   
 
Of course, many tracking tools such as Rupee Manager, developed by you, helps us keep track of our financial health and stay put as a &quot;lambi race kaa ghoda&quot;. </description>
		<content:encoded><![CDATA[<p>Hi Ranjan,  </p>
<p>Welcome back! You are right financial plans requires review and re-adjustments as we move forward putting our plan in action. Our needs may change, we may fulfill some of our requirements, some new requirements may emerge. So, we should always review our plan at least anually, if not more frequently and change as our needs and requirements change. The complete financial planning process is explained in one of our very first post on personal money : <a href="http:\/\/www.personalmoney.in\/what-does-personal-financial-planning-means\/49">What does personal financial planning mean?</a>. Thanks for pointing it out, we should have mentioned this in this post as well as it is a very important point to be considered.   </p>
<p>Of course, many tracking tools such as Rupee Manager, developed by you, helps us keep track of our financial health and stay put as a &quot;lambi race kaa ghoda&quot;.</p>
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		<title>By: Ranjan</title>
		<link>http://www.personalmoney.in/how-to-create-a-financial-plan/1281/comment-page-1#comment-760</link>
		<dc:creator>Ranjan</dc:creator>
		<pubDate>Tue, 06 Oct 2009 16:12:24 +0000</pubDate>
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		<description>Financial Plan seems to me a long term plan. So it&#039;s easy to get derailed once in a while. How do you develop those skills of becoming a &quot;lambi race kaa ghoda&quot;  </description>
		<content:encoded><![CDATA[<p>Financial Plan seems to me a long term plan. So it&#039;s easy to get derailed once in a while. How do you develop those skills of becoming a &quot;lambi race kaa ghoda&quot;</p>
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