Home > 2009 > August

How preparing a personal budget helps you save more

The biggest challenge many of us face about investments is finding enough surplus funds. Most of the time we are engrossed in balancing our income and expenses. Drawing up a personal budget allows you to take control of your spending and find enough money to save and invest for vacations,

Read More

Financial Literacy can be fun!

In response to our previous post Financial Literacy should be made mandatory which talked about conducting workshops and roadshows in spreading financial literacy program in India, Ranjan Varma pointed out two most practical issues : The costs involved The authority of the Trainer/Speaker. While we agree that conducting roadshows and even

Read More

Financial Literacy should be made mandatory

Financial literacy means knowing the basic survival principles involved with earning, spending, saving and investing. Earlier, our parents use to save more and spend less, today, young adults wants to earn more to be able to spend more, without bothering to save or invest. Prosperity can only come by properly balancing

Read More

Post Office Savings Schemes appeals to masses

Post office savings schemes provides security of capital and interest thereon and are best suited for conservative investors. The popularity of Post office savings schemes can be contributed to the fact that it appealed to every section of the society, rich or poor. The large network of India Post made these

Read More

Get safe with 8 per-cent Savings Bonds

The Government of India 8 per cent Savings Bonds, 2003 (taxable) scheme is another instrument suitable for investors seeking returns that are fixed and assured. GOI Savings Bonds may not be terrific investment option if you are looking for capital appreciation or a substantial margin over inflation. An 8 per cent

Read More