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Top 10 Excuses to avoid Retirement Planning

Prosperity can only come by properly balancing the four key personal finance components i.e. earning, spending, saving and investing. If we avoid any one of these, we are bound to face consequences sooner or later. A retirement plan is an assurance that we will continue to earn a satisfying income and

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How to build your Retirement Portfolio

Each type of investment has distinct advantages and disadvantages, and because each tends to behave differently in different types of economic mood swings.  Your retirement portfolio should be broadly diversified and well balanced to last for your and your dependant’s life time. Your may have various financial assets viz. shares,

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5 investment myths to avoid

Our Instincts play a big role in our investment decisions. Often, these instincts are based on our perceptions rather than on information available to us. Today, we have far greater access to information through print, television and internet media, yet our minds are trapped in age old investment myths. When we

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How preparing a personal budget helps you save more

The biggest challenge many of us face about investments is finding enough surplus funds. Most of the time we are engrossed in balancing our income and expenses. Drawing up a personal budget allows you to take control of your spending and find enough money to save and invest for vacations,

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All you wanted to know about Public Provident Fund

Public Provident Fund (PPF) is a savings-cum-tax-saving instrument. It also serves as a retirement-planning tool for many of those who do not have any structured pension plan covering them. Individuals and Hindu Undivided Families can open the PPF account. Even in the name of a minor account can be opened.

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IPL T20 and Investing – Interesting similarities

Similarity between IPL T20 and Investing! Don't be surprised, the most popular form of Cricket and your financial planning and investment share a lot of common strategies. Cricket is indubitably the most popular sport in India. The Twenty20 format specially the Indian Premier League T20 (known as the IPL T20) has

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Plan for continued income flow post retirement

The objective of retirement planning is to balance the income and expenditure during the post retirement dependency period. Till recently, most of the aged people lived with their families after retirement with or without any pension or any plan for self-dependence. However, as discussed in our earlier article, Retirement Planning -

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