Personal Money turns One!

Personal Money turns One!

Thank you readers, your favorite Personal Finance Blog, PersonalMoney.in completes one year!

10 Ways to Become Financially Wiser

10 Ways to Become Financially Wiser

Like many of us, you may dream of the day when you can stop working and enjoy a comfortable retirement. But, are you prepared for it? This checklist provides you with some important choices to consider becoming financially wiser and making better decisions through your working years and your retirement years.

5 investment myths to avoid

5 investment myths to avoid

Our Instincts play a big role in our investment decisions. Often, these instincts are based on our perceptions rather than on information available to us. Today, we have far greater access to information through print, television and internet media, yet our minds are trapped in age old investment myths.

Wish you all a very Happy Diwali!

Wish you all a very Happy Diwali!

Diwali is the festival of wealth and prosperity. At Personal Money we try to help you become better money managers so that you can enhance your prosperity.

How preparing a personal budget helps you save more

How preparing a personal budget helps you save more

The biggest challenge many of us face about investments is finding enough surplus funds. Most of the time we are engrossed in balancing our income and expenses. Drawing up a personal budget allows you to take control of your spending and find enough money to save and invest for vacations, retirement and your children’s education.

All you wanted to know about Public Provident Fund

All you wanted to know about Public Provident Fund

Public Provident Fund (PPF) is a savings-cum-tax-saving instrument. It also serves as a retirement-planning tool for many of those who do not have any structured pension plan covering them.

IPL T20 and Investing – Interesting similarities

IPL T20 and Investing – Interesting similarities

Similarity between IPL T20 and Investing! Don’t be surprised, the most popular form of Cricket and your financial planning and investment share a lot of common strategies.

Analysis of New Pension System (NPS)

Analysis of New Pension System (NPS)

In addition to Public Provident Fund (PPF) or pension schemes of life insurance companies, the New Pension System (NPS) will help you save for your retirement. Absolutely anyone can participate in it! The New Pension System is available to all citizens of India.

Plan for continued income flow post retirement

Plan for continued income flow post retirement

The objective of retirement planning is to balance the income and expenditure during the post retirement dependency period. Till recently, most of the aged people lived with their families after retirement with or without any pension or any plan for self-dependence.

Assessing your Retirement benefit plans

Assessing your Retirement benefit plans

Your existing retirement benefit plans would vary from person to person depending upon the kind of employment, saving patterns followed, etc. Before going in for a comprehensive retirement plan, it is necessary that you asses the existing retirement benefit plans and build your retirement plan around them so as to meet the required additional needs.



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