By Shweta Misra on March 7, 2010
Thank you readers, your favorite Personal Finance Blog, PersonalMoney.in completes one year!
Posted in Financial Planning, Insurance, Investment, Loans, Retirement, Tax
| Tagged Anniversary, Personal Money
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By Shweta Misra on February 1, 2010
This is a guest post by Jason Holmes, he is one of the financial writers associated with the Debt Consolidation Care Community. With his in-depth knowledge and vast experience, he has made a profound impact on all readers.
Posted in Credit Cards, Loans
| Tagged debt collection, debt consolidation, debt recovery, Loans, managing debt, mortgage refinance
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By Manish Misra on January 4, 2010
The interest rates on home loans have eased in last few months. In this scenario, many borrowers are considering to refinance their mortgage and capitalize on this opportunity.
Posted in Home Loan, Loans
| Tagged home loan, home loan refinance, mortgage refinance, mortgages, step-by-step guide
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By Manish Misra on November 18, 2009
Easy access to loans for just about any thing, has led to its immense popularity amongst all. But, have you ever wonder what happens if you are unable to repay the loan installment on time?
Posted in Loans
| Tagged debt collection, debt recovery, loan default, Loans, managing debt
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By Shweta Misra on October 17, 2009
Diwali is the festival of wealth and prosperity. At Personal Money we try to help you become better money managers so that you can enhance your prosperity.
Posted in Financial Planning, Insurance, Investment, Loans, Retirement, Tax
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By Manish Misra on September 15, 2009
There are a host of factors that have now made buying a home more affordable. The flip side is that there is also a bewildering range of housing options and loans to choose from. This makes the process of buying a home an arduous one.
Posted in Home Loan, Investment, Real Estate
| Tagged home buying process, home loan, property, step-by-step guide
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By Manish Misra on September 7, 2009
Credit cards can be a wonderful way to shop and make payments to merchants or take cash advances, but wait, if you go overboard it can easily become a nightmare. There are some good reasons to use credit cards as well as some bad that are worth noting.
Posted in Credit Cards, Loans
| Tagged credit, Credit Cards, credit rating, managing debt
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By Shweta Misra on July 9, 2009
For many of us buying a home is once in a life time activity. Not long ago, our parents had to put all their life’s savings to buy a house to call their own. Now, with easy availability of mortgage loan, atleast we can buy a home earlier.
Posted in Home Loan, Loans
| Tagged home loan, home loan refinance, mortgage refinance, mortgages
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By Manish Misra on April 30, 2009
The biggest advantage of a personal loan is that it is an all-purpose loan. So you can take a personal loan to take your family on a trip to Australia, or buy the latest Sony LCD TV, or even to pay off your credit card dues. Your bank doesn’t care as to how you use the loan amount sanctioned to you.
Posted in Loans, Personal Loan
| Tagged Personal Loan, step-by-step guide
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By Shweta Misra on April 23, 2009
Your home loan may become cheaper soon. However, if you feel that the rate of interest offered by lenders on new home loans are much lower than that of your loan, you may consider refinancing your home loan.
Posted in Home Loan, Loans
| Tagged home loan, home loan refinance, mortgage refinance
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