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Financial Planning
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Personal Money turns One!
Thank you readers, your favorite Personal Finance Blog, PersonalMoney.in completes one year!
How to select your financial planner?
The financial world you have to navigate today is increasingly complex. You may lack the time, expertise or inclination to go it alone. Working with a financial planner and investment advisers to provide guidance may be what you need. But finding the right one may be as confusing as navigating the financial world on your own.
5 investment myths to avoid
Our Instincts play a big role in our investment decisions. Often, these instincts are based on our perceptions rather than on information available to us. Today, we have far greater access to information through print, television and internet media, yet our minds are trapped in age old investment myths.
Wish you all a very Happy Diwali!
Diwali is the festival of wealth and prosperity. At Personal Money we try to help you become better money managers so that you can enhance your prosperity.
Identify the best investment that suits your needs
Many of us wish to increase our wealth exponentially and secure our financial position. We seek investments which has no risk and makes a lot of money for us. The challenge however, is to find such an investment avenue.
How to create and implement your financial strategy?
Once you’ve identified your financial goals and committed yourself to saving and investing, you’re ready to put together a strategy, or a series of strategies, to meet them.
How to create a Financial Plan?
A financial plan is more than a wish list. After you’ve taken the time to express what you want from your financial life, you’ll need to create a strategy to help you achieve those goals.
How preparing a personal budget helps you save more
The biggest challenge many of us face about investments is finding enough surplus funds. Most of the time we are engrossed in balancing our income and expenses. Drawing up a personal budget allows you to take control of your spending and find enough money to save and invest for vacations, retirement and your children’s education.
Financial Literacy can be fun!
In response to our previous post Financial Literacy should be made mandatory which talked about conducting workshops and roadshows in spreading financial literacy program in India, Ranjan Varma pointed out two most practical issues
Financial Literacy should be made mandatory
Financial literacy means knowing the basic survival principles involved with earning, spending, saving and investing. Earlier, our parents use to save more and spend less, today, young adults wants to earn more to be able to spend more, without bothering to save or invest.
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