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Top 10 Excuses to avoid Retirement Planning

Prosperity can only come by properly balancing the four key personal finance components i.e. earning, spending, saving and investing. If we avoid any one of these, we are bound to face consequences sooner or later. A retirement plan is an assurance that we will continue to earn a satisfying income and

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5 Tips to reduce your life insurance cost

It is not possible to negotiate the basic premium rates offered by insurance companies. Using a little common sense and initiative you can however save your self some money and so make life insurance more affordable. Life insurance rates are based on several factors - your age, health history (including family

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How to create and implement your financial strategy?

Once you've identified your financial goals and committed yourself to saving and investing, you're ready to put together a strategy, or a series of strategies, to meet them. Suppose, for example, you have a child you expect will go to college or technical school. Creating a financial strategy The first step

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